Panama

The name of Veraguas province (literally “see waters”) is both descriptive and accurate – it is the only one of Panama's provinces and comarcas (indigenous districts) to border both the Pacific Ocean and the Caribbean Sea.

Boquete is known for its cool, fresh climate and pristine natural surroundings. Flowers, coffee, vegetables and citrus fruits flourish in its rich soil, and the friendliness of the locals seems to rub off on everyone who passes through. Boquete gained a deluge of expats after the American Association for Retired Persons (AARP) named it a top retirement spot. Until you see the gated communities and sprawling estates dotting the hillsides up close, though, you'd be hard-pressed to see what the fuss is about.

Cherished as Panama's cultural heart and soul, the Península de Azuero is a farming and ranching hub. The area's rolling hills are matched by a long and lovely coastline. Over time the peninsula has seen stark transformations – from verdant rainforest to cattle country, from indigenous land to Spanish stronghold and, finally, from a quiet town to surf central and one of Panama’s travel hot spots.

Colorful and full of Caribbean-style clapboard houses, Bocas del Toro (better known simply as Bocas town) was built by the United Fruit Company in the early 20th century. Today it is a relaxed community of West Indians, Latinos and resident gringos, with a friendly atmosphere that is contagious. It’s an easy place to adapt to and even easier to linger in.

One of the most cosmopolitan capitals in Central America, Panama City is both a vibrant metropolis and a gateway to incredible tropical escapes.

Officially known as El Valle de Antón, this picturesque town is nestled in the crater of a huge extinct volcano, and ringed by verdant forests and jagged peaks. El Valle is a popular weekend getaway for urban dwellers in need of fresh air and scenery and is also a retirement community for foreigners, with some 200 resident expats from more than 40 countries. With an extensive network of trails, this is a superb place for walking, hiking or horseback riding. Nearby forests offer excellent birdwatching, and the valleys of El Valle are home to an impressive set of waterfalls and natural pools.

The highland rainforests are the heart of Chiriquí Province. From the rugged mountains of Parque Internacional La Amistad and the misty hills of Boquete to the continental divide traversing the cordillera (mountain range), this is probably the only spot in Panama where you might need a sweater. While Panamanians relish the chill, you’ll appreciate the astounding natural beauty throughout the region.

With white sand and waving palms, the islands of the turquoise Archipiélago de San Blas of the Comarca de Guna Yala are a vision of paradise. This is home to the Guna people, the first indigenous group in Latin America to gain autonomy. Though they have had contact with Europeans since Columbus sailed these waters in 1502, traditional identity and way of life remain paramount.

Among Central America's top surf spots, Santa Catalina is still somewhat remote with limited development and home to some seriously wicked surf. Life here is pretty tranquil, in a fishing village where skateboards rip down main street and kids go barefoot but clothing is required to walk to and from the beach. Most non-surfers discover the area as the main springboard for day and overnight trips to Isla de Coiba and its national park, where there's outstanding scuba diving and snorkeling.

This Caribbean fishing village is so laid-back and languorous, it's hard to imagine it was once the greatest Spanish port in Central America. Mules carried Peruvian gold and Oriental treasures to Panama City via the fortresses at Portobelo. Though English privateers destroyed them many times throughout their history, several of these atmospheric colonial fortresses still stand amid village homes.